Yes, there is life after bankruptcy.
And generally, that financial life is better.
Some things change immediately for the better.
Other aspects of your financial life take a short run hit, and recover over time.
You’ll be surprised at how quickly the bankruptcy filing becomes insignificant in your economic world.
Immediate improvements include no calls from collectors; no dodging process servers; no worries about your wages being garnished or bank accounts levied.
Odds on, you sleep better.
Immediately after your discharge, credit will be available in limited amounts and probably at a higher price than before.
Some elements of your credit score get better on the spot; others improve over time if you attend to them.
There is more here at Bankruptcy in Brief on life after bankruptcy: